Using your credit card to do your Christmas shopping? Here are a few things to avoid, so you can keep more money in your bank account.
#1 According to The Motley Fool, do not just pay the minimum amount listed on the statement.
#2 Don't pay late or go over your limit, the companies could raise your APR interest rate. In some cases to nearly 30 percent.
#3 Never take a cash advance on your card. The interest rate plus transaction fees are significant and rack up quickly. If you have no choice, pay it back as quickly as possible.